• CZB VISA VIP Platinum Card
• CZB VISA General Platinum Card
• CZB VISA Women’s Platinum Card

Note*: 2^nd year Card fee waiver is allowed against a minimum of 10 successful e-commerce or any 15 successful card-based transactions within a year.

• Lowest Interest Rate
• 2 Free Supplementary Card
• Competitive fees & charges
• Worldwide Card Acceptance
• Up to 45 Days Interest-Free period
• NFC Supported EMV Chip-based card
• Instant transaction alert through SMS and Email 
• OTP-based local E-commerce transaction facility
• CZB Pay Comfort EMI loan facility @ 10.10% interest PA
• CZB Pay Comfort EMI @ 0% interest from selective merchant points
• Instant Cash Advance from ATMs (Both Local and International)
• Up to 95% CZB Easy Fund Transfer facility with minimal processing fees 
• Convenient Payment Option through BEFTN/BKASH/NAGAD & other MFS
• And much more coming soon..

 Unsecured Card: 20% PA which is 1.66% per month
 Secured Card: 18% PA which is 1.50% per month.

 CZB Credit Cardholders can avail of two supplementary cards at free of cost for a lifetime.

The following Convenient Payment Option is available to repay your CZB Credit Card bill:

• Auto Debit facility from CZB Account
• Payment through the Citizens Fast Apps
• Payment through BEFTN
• Bill payment through the MFS App
• Cash Payment at the Branch Counter.

Citizens Bank-issued VISA Credit Cards are accepted in all VISA terminals worldwide (POS/ATM/E-COM/MOTO).

Citizens Bank Credit Card offers you a 15 to 45 days maximum interest-free period for your every Purchase transaction (POS or E-com)/Fund transfer to MFS/Account) based on the transaction & billing date.

Now you can pay faster way with your CZB Credit Card for any purchase below BDT 5,000 through NFC Pay Wave facility. You need not to insert your card into the POS, just tap and pay on the contactless-enabled terminal (VISA-supported NFC POS terminal). 

Note: For purchases above BDT 5,000 you must enter your Card PIN.

It gives the cardholders the freedom to repay their retail purchase transaction into an EMI scheme for up to 12 months as per the below particulars:

CZB Cardholders can avail instant cash advance facility up to 50% of the credit limit from any VISA-accepted ATM worldwide.

CZB offers CZB Easy Fund Transfer (EFT) facility where the cardholders can transfer up to 95% of his/her credit limit to any CZB or other bank CASA account against minimal processing fees and can avail of interest fee period same as POS transactions.

It gives the cardholders the freedom to repay their retail purchase transaction into an EMI scheme for up to 12 months as per the below particulars:

Citizens Bank has partnered with renowned retail Shops, Restaurants, Travel partners, Health Care, Hotel & Resort, Gym & Fitness and other merchant outlets where you can get special discounts on products and services.