Overview

Home is the long cherished dream of every individual. “Citizens Abason” is a Home-loan product to own peaceful abode for individual living. To materialize this dream, Citizens Bank PLC is offer Home-loan product to the customer to purchase of completed/ semi-completed/under- construction/secondhand apartment of house. We offer hassle free application process, free compatibility assessment, competitive interest rate & quickest approval with minimum documentation requirement.

Features

• Minimum loan amount BDT 5.00 Lac up to maximum loan amount BDT 2.00 crore.
• Loan facility for Non Resident Bangladeshis (NRB).
• Flexibility in repayment for maximum up to 25 years.
• Purchasing apartments, Constructing new Houses & Renovation of existing Building or Apartments.
• Disbursement against tripartite agreement and registered mortgage.
• Debt equity ratio 70:30.
• Auto realization of monthly installment(s) through Account Debit/ BFTN/ NPSB/Internet Banking.
• Early settlement (Fully & Partially) is allowed.
• One stop & hassle-free service with minimal documentation.
• Door step service to save time & quickest approval.
• Competitive interest rate.
• Joint application is allowed.
• Free assessment to check the compatibility of the applicant.
• No hidden fees & charges.
• Loan top up & take over facility.
• Customer can avail Top Up facilities of existing home loan.
• All charges with respect to loan application, approval and disbursement to be imposed in accordance with the schedule of charges of the bank in alignment with Bangladesh Bank guideline.
• Loans will be available across the country through branches/outlets of Citizens Bank.
• Easy apply to prescribed form of the Bank/ website/ Facebook page.