Overview

Come and drive your dream car. we offer you wonderful car loan facilities. “Citizens Dream Drive” is a car-loan is designed to materialize the dream of an individual to own a family car. Auto loan is one of the popular lending product in the segment of retail business especially for the fixed income people of our country. Most of the bank are choosy auto loan to increase their credit oriented portfolio. It is observing that there is a gigantic demand for auto-loan for whom is required for personal vehicle. To penetrate in the retail market, auto loan is more prestigious product. In this context we designed an auto loan product namely “Dream Drive”. The scheme is to purchase any Brand new/Recondition at purchaser’s choice. Brand new/Recondition any brand approved from BARVIDA. We offer hassle free application process, free compatibility assessment, competitive interest rate & quickest approval with minimum documentation requirement.

Features

• Minimum loan amount BDT 3.00 Lac up to maximum loan amount BDT 40.00 Lac.
• Loan facility for Non Resident Bangladeshis (NRB).
• Personal family car-loan facility for any legitimate financial needs of the customer.
• Financing against purchase of Brand New/Recondition vehicle.
• Flexibility in repayment for 12 months to 60 months.
• Debt equity ratio 50:50.
• Auto realization of monthly installment(s) through Account Debit/ BFTN/ NPSB/Internet Banking.
• Early settlement (Fully & Partially) is allowed.
• One stop & hassle-free service with minimal documentation.
• Door step service to save time & quickest approval.
• Competitive interest rate.
• Joint application is allowed.
• Free assessment to check the compatibility of the applicant.
• No hidden fees & charges.
• Loan top up & take over facility.
• All charges with respect to loan application, approval and disbursement to be imposed in accordance with the schedule of charges of the bank in alignment with Bangladesh Bank guideline.
• Loans will be available across the country through branches/outlets of Citizens Bank.
• Easy apply to prescribed form of the Bank/ website/ Facebook page.